Life is unpredictable. That’s why it’s so important to help make sure your family is taken care of in case the unexpected happens.
It’s easy to underestimate the amount of life insurance you need.
As your life changes, the amount of insurance you need likely changes as well. Planning ahead means taking action to help make sure the loss of income does not have a significant financial impact on your loved ones. Today, 4 in 10 families say they would face financial hardship within 6 months if the primary wage earner died.1
MOAA offers members access to a variety of life insurance coverage options so you can select the plan that works best for you and your family. Learn more about each plan and which one is right for you. Plus, most people tend to overestimate the cost of life insurance — often by as much as 3 times the actual cost.2
Not sure which plan is right for you?
If you aren't sure which plan is best for you and your family, call us at 1-800-247-2192 to walk through your coverage options.
1 American Council of Life Insurers, Closing the Coverage Gap, https://www.acli.com/ about-the-industry/life-insurance. Viewed 2/17/2023.
2LIMRA, 2022 Insurance Barometer Study. LIMRA is a worldwide organization that provides research and education for the financial services industry.