You've worked hard and prepared for retirement, don't let ongoing healthcare costs eat away at your savings. Get additional resources to cover the cost of long term care and help protect your retirement funds and assets through the MOAA-endorsed Long Term Care Insurance Program.

With Long-Term Care (LTC), you'll receive personalized assistance for your immediate or future care needs. Our team is dedicated to guiding you through available options and providing exclusive discounted group rates tailored to your situation. Our agents will help you find the best solution that fits with your current life insurance policies or annuities.

While short-term care provides temporary assistance during recovery periods, long-term care addresses ongoing needs for individuals who require extended support due to chronic conditions or disabilities. Short-term care often involves intensive therapies and medical interventions to facilitate a swift return to independent living, whereas long-term care offers continuous, comprehensive assistance tailored to the evolving needs of individuals with persistent health challenges.

Long-term care services extend beyond medical care to encompass emotional support, social engagement, and assistance with daily tasks, recognizing the long-term nature of the individual's condition. By delineating between short-term and long-term care, individuals can better plan for their healthcare needs, ensuring access to appropriate services and support throughout various stages of life.

If you are unsure whether you need short-term or long-term care, please call us at 1-800-247-2192 so we can help determine the right plan for you.

This plan may not be available in all states.