moaa.service@getamba.com
My Account
LIFE INSURANCE DESIGNED FOR TRANSITIONING OFFICERS
Peace of mind means knowing you’ve done everything you can to help make sure your family is protected financially.
Now that you are transitioning into civilian life, it’s a good time to step back and take a look at your overall financial picture. One of the most important aspects of that picture is how well you’ve planned for the future.
Members of the Military Officers Association of America (MOAA) who are leaving active uniformed service have a guaranteed acceptance group term life insurance option to replace some SGLI coverage (which ends after leaving service): MOAA’s Transition Life Insurance coverage. Compare our group rates to VGLI.
This coverage is available if you enroll 90 days prior or within 270 days after leaving active uniformed service (provided your discharge is not health or disability related).
FEATURES
The Transition Life Insurance Plan is offered on a guaranteed acceptance basis if you enroll 90 days prior or within 270 days after leaving active uniformed service (provided your discharge is not health or disability related). This coverage was designed to help replace some of your SGLI benefits.
A choice of benefit amounts. Your age determines the maximum benefit for which you may apply:
| Member | Amount of Life Insurance |
| Under Age 50 | $125,000 or $250,000 |
| Age 50 and Older | $50,000 or $100,000 |
| Spouse | Amount of Life Insurance |
| Under Age 50 | $62,500 or $125,000 |
| Age 50 and Older | $25,000 or $50,000 |
| Member must be covered for Spouse to be eligible. Spouse coverage is limited to 50% of Member amount, not to exceed the maximum coverage available based on Spouse’s age. | |
*Your coverage reduces as you age. At age 60, your benefit reduces to 65% of the amount in force before age 60; at age 65, it reduces to 45%; at age 70, it reduces to 30%; at age 75, it reduces to 20%; at age 80, it reduces to 10%; at age 85, it reduces to 5%. If you apply for coverage or change your coverage amount after age 60, future reductions will be based on that adjusted amount. Full details are in the Certificate of Insurance.
Learn More
Get a free rate quote
More details and FAQs
Not Yet A Member Of MOAA?
Join now! — and become eligible to apply for Leader Group Term Life Insurance coverage.
Underwritten by New York Life Insurance Company under G-31240-0, on Form GMR-FACE/G-31240-0.
MOAA-Transition-05-13-2025
