Help protect your assets against the cost of long term care with customized protection through the variety of individual plans available through the MOAA-endorsed Long Term Care Insurance Program. The plans included in the MOAA-endorsed Long Term Care Insurance Program provide you with benefits to reimburse covered nursing home care, home health care, adult day care and more.
In addition to fully comprehensive long-term care insurance plans, MOAA has a lower cost Home Care PlusSM Plan now available. This plan offers a lower cost option with flexible benefit payment schedules. MOAA also offers a Combination Life/Long-Term Care Insurance Product. This is a unique product that has the benefit of combining two products into one. This way if you don't use the long-term care insurance, you can still benefit from the life insurance.
Don't Wait To Apply: The fact is, age is a key element to consider when you are weighing the costs of Long Term Care insurance. Each year you wait could cost you more money, and a change in your health status may keep you from qualifying.
In connection with the endorsement and the service provided, MOAA will receive a royalty payment.
This Web site should be considered an advertisement and is not a contract. Products and Services mentioned in this website may not be available in all states.
MOAA offers members access to an interactive and educational long-term care evaluation tool
This tool will assist you as you work to make the best buying decisions for your specific situation by providing information about the need for long-term care insurance and the cost of care in your area. Also, this tool will enable members to determine if they are pre-qualified for long-term care coverage as well as provide the ability to submit for a no-obligation quote!
Long Term Care Planning Tool
Answers about the plan, including eligibility, options, enrollment, customer service and more.
While many people think the federal government pays for long term care expenses, nationally, over 25 percent of all nursing home expenses are paid out-of-pocket by individuals and their families. Neither Medicare, Medicare Supplement Insurance nor the major medical health insurance provided by employers is designed to pay for long term care expenses.
The cost for nursing home private room care varies by state. To learn more simply call 1-800-698-7943.
If you are thinking of waiting to purchase long term care insurance coverage, consider the impact of waiting:
Waiting delays covering your long term care risk and can cost you money.
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